Fast Business Funding Using Just Your EIN.

Simple, fast funding designed for real business owners — no hoops.

  • No Personal Credit Check

Approval in hours — no hard credit check.

Use your EIN only.

We report your payments to your business credit profile.

OUR Features

The Urus Advantage: Capital that works with you, not agaisnt you

Traditional loans and investors slow you down with red tape and demands for equity. We do things differently. We provide fast, flexible working capital based on the real-time health of your business—so you can focus on what matters most: growing.

100% ownership, 0% Equity

  • Keep every share of your company. This isn't a traditional loan from a bank or an investment from a VC. It's a non-dilutive capital advance, meaning you maintain total control and all the future value you create.

    • Funded in as Little as 24 Hours

    No lengthy underwriting, no mountains of paperwork, and no waiting on slow bank decisions. Apply online, get approved, and receive capital in your account—often within one business day.

    Use Funds Your Way

    Unlike restrictive bank financing, our capital has no strings attached. Use it for inventory, marketing, equipment, hiring, or smoothing out cash flow. It's your business, your growth, your choice.

    100% Transparent Terms

    We hate hidden fees and confusing fine print just as much as you do. Our founder-friendly terms are clear and straightforward. You'll know exactly what you're getting and what you'll pay, with zero surprises.

    Built for Real Businesses (Just Yours)

    1. We use modern underwriting that looks at your business performance—via your bank account, payment processor, or e-commerce platform—not just your personal credit score. We're built for the millions of SMBs overlooked by traditional lenders..

    Get capital in 3 simple steps

    We’ve stripped away the complexity. Getting the funds your business needs is easier than ever.

    • Connect your Business on Plaid in seconds
    • Receive your instant funding decision
    • Accept Your Offer & get funded

    Fast Capital for Your Business

    Urus Funding helps small businesses unlock fast, flexible capital without the hassle of traditional financing. We look at your business profile—not your personal credit score—to get you the funding you need, when you need it. No equity. Just a smarter way to grow.

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    Capital Deployed

    Flexible Funding Options for Your Business Reality

    One-Time Growth Capital

    Need a lump sum for a specific project? Get a single, upfront advance to launch a marketing campaign, purchase a large inventory order, or buy essential equipment. Repay with a fixed, predictable schedule.

    Ongoing, Growth Capital

    Need more than a one-time boost? Once you've paid off your advance, you're welcome to apply for additional funding. Because we already know your business, the process is fast and familiar—helping you secure capital for seasonal inventory, new campaigns, or unexpected opportunities, again and again

    We're on a mission.

    We’re on a mission to empower small businesses with fast, flexible, and fair working capital solutions—fueling growth, opportunity, and financial independence without equity dilution.

    40 Wall St
    Suite 2304
    New York, NY 10005
    646-632-1013
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